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HomewiseSouth Bay rent ↔ buy
What purchase price matches your rent?
Equal net worth after 8 years of owning vs. renting, with every cost included.
BREAK-EVEN BUY PRICE
$672.5K
Buy at or below $672,503 to match renting after 8 years in this model.
STARTING MONTHLY COST
OWN$5,106/mo
P&I $3,454Tax $673HOA $600Ins. $100Reserve $280
RENT$4,020/mo
Owning costs $1,086/mo more at first; the renter invests that gap. Equity and appreciation close it by year 8.
REAL MARKET EXAMPLES
Homes at your break-even
44 of 441homes at or below your $672.5K break-even
$672.5K
$230K$2.71M$31.84M
Monte SerenoLos AltosMountain ViewPalo AltoCampbellLos Altos HillsLos GatosSaratogaSunnyvaleCupertinoSanta ClaraMorgan HillMilpitasGilroySan Jose
Mostly within your numberMostly aboveTap a city or dot to zoom
Dots group listings at approximate neighborhood or city locations, not exact addresses.
44 homes within your number
403 Kenbrook Cir
$675,000Dahl, San Jose · 3 bd · 2 ba · 1,094 sq ft · Condo
Checked 26 days ago · For sale · MLS active, modified Sep 25; checked Sep 26
2286 Wine Maker Way
$675,000Farnham, San Jose · 2 bd · 960 sq ft
Checked 26 days ago · For sale · checked Sep 26
223 Loupe Ct
$670,000Northwest Gilroy, Gilroy · 3 bd · 1.5 ba · 991 sq ft · House
Checked 23 days ago · For sale · CRMLS #PW26203074 active; checked Sep 29, 2026.
3424 Pisces Dr
$679,000Los Arboles, San Jose · 3 bd · 1,197 sq ft
Checked 26 days ago · Active · checked Sep 26 · MLS BE41147893
744 Anne Ln
$650,000East 101, Morgan Hill · 2 bd · 2 ba · 945 sq ft
Checked 23 days ago · For sale · active; checked Sep 29, 2026.
255 S Rengstorff Ave · 173
$650,000Rengstorff Shoreline, Mountain View · 2 bd · 1 ba · 935 sq ft · Condo
Checked 23 days ago · For sale · MLS #ML82048337 active; page checked Sep 29.
3128 Loma Verde Dr #312
$649,888Cadillac Winchester, San Jose · 2 bd · 2 ba · 901 sq ft · Condo
Checked 23 days ago · For sale · MLSListings #ML82062017; Redfin says it is the only unit for sale in the complex. Census point and City GIS queries assign Cadillac Winchester / West Valley; checked Sep 29.
192 Sunwood Meadows Pl
$648,880Los Paseos, San Jose · 2 bd · 920 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
267 Watson Dr · 2
$638,000Downtown Campbell Neighborhood Association, Campbell · 2 bd · 1 ba · 903 sq ft · Condo
Checked 23 days ago · For sale · MLS #ML82058977 active; checked Sep 29.
2968 Moorpark Ave #1
$625,000Monroe, San Jose · 2 bd · 2 ba · 990 sq ft · Condo
Checked 23 days ago · For sale · MLSListings #ML82051679; listing updated Sep 26, Redfin checked a minute before capture. Census point (-121.947155, 37.315994) falls in Monroe / West Valley in the City GIS layers; checked Sep 29.
243 E Latimer Ave · 4
$624,888Downtown Campbell Neighborhood Association, Campbell · 2 bd · 1 ba · 798 sq ft · Condo
Checked 23 days ago · For sale · MLS #ML82059973 active; page current through Sep 28, checked Sep 29.
3341 Innerwick Ln
$610,000Silver Creek High School, San Jose · 2 bd · 1.5 ba · 988 sq ft
Checked 26 days ago · For sale · checked Sep 26 · MLS active
67 Silcreek Dr
$599,988Plata Arroyo, San Jose · 2 bd · 2 ba · 1,313 sq ft · Condo
Checked 26 days ago · For sale · Zillow showed active after Aug 7 price cut; checked Sep 26
42 Muirfield Ct
$599,000Sierra Vista, San Jose · 2 bd · 1.5 ba · 1,054 sq ft · Townhome
Checked 26 days ago · For sale · MLS #ML82058238 Active; price $599,000, updated Aug 27; checked Sep 26. Earlier MLS #ML82034450 expired Aug 1 at $624,999; new listing record supersedes it.
1763 Flickinger Pl
$599,000Brooktree, San Jose · 2 bd · 852 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
378 Coyote Creek Cir
$579,000Wooster and East Ct and West Ct, San Jose · 2 bd · 2 ba · 849 sq ft · Condo
Checked 26 days ago · For sale · MLS #ML82048638; checked Sep 26; last listing update Aug 3
5538 Don Ricardo Ct
$579,000Martial Cottle Park, San Jose · 2 bd · 884 sq ft
Checked 26 days ago · For sale · checked Sep 26
2320 Samaritan Pl · 3
$539,000Good Samaritan, San Jose · 2 bd · 903 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
2320 Samaritan Pl #3
$539,000Carlton, San Jose · 2 bd · 1 ba · 903 sq ft · Condo
Checked 23 days ago · For sale · MLSListings #ML82059426; Redfin checked Sep 29, listing updated Sep 11
3316 Shadow Park Pl
$538,888Aborn and Silver Creek, San Jose · 2 bd · 911 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
4970 Cherry Ave Unit 212
$525,000Muir, San Jose · 1 bd · 1 ba · 675 sq ft · Condo
Checked 23 days ago · Condo for sale · MLS #ML82048730 Active; Realtor.com checked Sep 29, listing last updated Sep 2.
443 Alberto Way · B218
$510,000Kennedy North, Los Gatos · 2 bd · 1 ba · 768 sq ft · Condo
Checked 23 days ago · For sale · Realtor.com shows active MLSListings listing; checked Sep 29.
247 N Capitol Ave · 168
$499,950Gramercy and Alexander, San Jose · 2 bd · 955 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
299 Kenbrook Cir
$499,000Dahl, San Jose · 2 bd · 1 ba · 880 sq ft · Condo
Checked 26 days ago · For sale · MLS active, checked Sep 26
1441 Rocklin Ct
$499,000North Valley, San Jose · 2 bd · 896 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
1055 N Capitol Ave · 166
$499,000Penitencia Creek, San Jose · 2 bd · 832 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
195 Blossom Hill Rd · Lot 102
$499,000Magic Sands Mobile Homes, San Jose · 3 bd · 3 ba · 1,800 sq ft · Manufactured home
Checked 26 days ago · For sale · MyStateMLS active, listed Aug 13; checked Sep 26 · land lease
97 East Saint James St #21
$479,000St James Park, San Jose · 2 bd · 2 ba · 1,537 sq ft · Condo
Checked 23 days ago · For sale · MLSListings #ML82059971; listing updated Sep 23; Redfin checked Sep 29. Census point (-121.890780, 37.340108) maps to St James Park / Central.
1550 Technology Dr · 4106
$474,500Rosemary, San Jose · 1 bd · Condo
Checked 27 days ago · For sale · checked Sep 25
757 Warring Dr · 4
$448,000Cahalan, San Jose · 2 bd · 798 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
247 N Capitol Ave · 271
$430,000Warm Springs, San Jose · 2 bd · 2 ba · 955 sq ft · Condo
Checked 23 days ago · For sale · Zillow MLS #41129333; page showed a Sep 7 price cut and was checked Sep 29.
259 N Capitol Ave · 163
$400,000Gramercy and Alexander, San Jose · 2 bd · 828 sq ft · Condo
Checked 26 days ago · For sale · checked Sep 26
1384 Sunbeam Cir #0
$399,888Mount Alban and Sunshadow and Olinder Industrial, San Jose · 2 bd · 2 ba · 1,344 sq ft · Manufactured home
Checked 23 days ago · For sale · MLS #ML82059923 Active; listing updated Sep 3; rechecked Sep 29. Census point (-121.847726, 37.333890) maps to Mount Alban and Sunshadow and Olinder Industrial / South.
88 N Jackson Ave #114
$399,000Alexian and Jackson, San Jose · 1 bd · 1 ba · 720 sq ft · Condo
Checked 23 days ago · For sale · MLSListings #ML82058534; Redfin showed $399,000 and For sale on Sep 29, listing updated Sep 18. Census address point and City GIS query map it to Alexian and Jackson / Alum Rock.
827 Villa Teresa Way · #827
$389,900Steinbeck and Allen, San Jose · 2 bd · 2 ba · 1,856 sq ft · Manufactured home
Checked 23 days ago · For sale · Redfin checked Sep 29; listing updated Sep 11; MLSListings #ML82060958. The page identifies a senior mobile home park and does not state monthly space rent.
270 Umbarger Rd · 103
$380,000Umbarger, San Jose · 3 bd · 980 sq ft · Manufactured home
Checked 26 days ago · For sale · MLS active, updated Sep 23; checked Sep 26 (ML82062336)
433 Sylvan Ave · 113
$369,000Sylvan Park, Mountain View · 3 bd · 2 ba · 1,120 sq ft · Manufactured home
Checked 23 days ago · For sale · MLS #ML82059083 active; checked Sep 29.
2135 Little Orchard St · 61
$365,000The Plant, San Jose · 2 bd · 2 ba · 1,100 sq ft · Manufactured home
Checked 26 days ago · For sale · MLS #ML82054196 Active, modified Sep 12; checked Sep 26
191 E El Camino Real · 138
$359,900Sahara Mobile Village, Mountain View · 2 bd · 2 ba · 1,000 sq ft · Manufactured home
Checked 23 days ago · For sale · MLS #ML82015369 active; checked Sep 29.
541 Weatherly Dr · 541
$350,000Tasman and Zanker, San Jose · 3 bd · 2 ba · 1,248 sq ft · Manufactured home
Checked 23 days ago · For sale · MLSListings #ML82061229; Zillow page showed active on Sep 29. Its facts list 1,248 sq ft while the description says approximately 1,242 sq ft.
1060 S 3rd St · 339
$347,000Virginia and Martha, San Jose · 1 bd · 1 ba · 667 sq ft · Condo
Checked 23 days ago · Coming soon · Redfin Early Access; direct page headline shows $347,000 while a lower detail shows $347,800; checked Sep 29.
1358 Oakland Rd · 121
$279,900Riverbend/Golden Wheel/South Bay, San Jose · 2 bd · 2 ba · 840 sq ft · Manufactured home
Checked 26 days ago · For sale · MLS #ML82051360; Active, updated Sep 18; rechecked Sep 26
1358 Oakland Rd #121
$279,900Commercial, San Jose · 2 bd · 2 ba · 840 sq ft · Manufactured home
Checked 23 days ago · For sale · MLSListings #ML82051360 active; checked Sep 29
1075 Space Park Way · 154
$275,000North Bayshore, Mountain View · 2 bd · 2 ba · 1,152 sq ft · Manufactured home
Checked 23 days ago · For sale · MLS #ML82051230 active; checked Sep 29.
Each listing shows when its price and availability were last checked; listings not rechecked in 30 days are hidden by default. A listing near your number is not a matched monthly payment — confirm HOA, fees, and lease or pet rules with the source.